AFS Insurance Services, LLC is an independent insurance agency specializing in health, life, small employer group benefits, senior plans and annuities.

Dick Golden has been in the insurance business since 1967. He has served the greater Houston area as an independent agent for 15 years.

Dick is a Chartered Life Underwriter (CLU) and a Certified Senior Advisor (CSA)

Our agency is dedicated to integrity, commitment and service as we provide our clients with resources to make informed decisions about their insurance needs. We look forward to assisting with your search for affordable insurance products with the personal touch that only AFS Insurance Services, LLC can provide.